Appraisal services for Alexander City and Tallapoosa County homeowners

See the top 7 reasons AL homeowners use Sanford Appraisals LLC :

  1. Pre-listing appraisals (whether they're selling the home on their own or using a real estate agent)
  2. Challenge a property tax assessment
  3. To reduce a mortgage payments by removing PMI
  4. To reinstate your Home Equity Line of Credit (or HELOC)
  5. Verify a different appraiser's report
  6. In the case of a AL divorce, when real estate property needs to be divided
  7. To settle an estate in Tallapoosa county or AL by determining the true market value of real estate in question

Own a house in or near Alexander City, AL and need help determining the value of it?
Contact Sanford Appraisals LLC .

We at Sanford Appraisals LLC understand the individual needs of a consumer in need of appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. The professional appraisers at Sanford Appraisals LLC will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your property will attract interested buyers, a professional appraisal is a very important negotiating tool once you have a potential buyer. The appraisal is something tangible to show your buyer. An appraisal is an independent third party's opinion of your property's value -- not just you saying how much you think your home is worth. Interested buyers know you have an emotional attachment to your home and will be far more likely to give credibility to a seasoned appraiser's value judgement than yours.

PMI Removal Appraisals

A popular way to cut costs for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is less than 80% of the value of your property. In most cases you can apply to your lender to have the PMI canceled from your loan. Sanford Appraisals LLC is experts in helping homeowners just like you get rid of unwanted PMI insurance.

Challenge Tallapoosa county's assessment of your property

Your local tax assessor may have your house overvalued if you live in an area that's going down or not appreciating as much as other homes close to yours. That means you are going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better off you'll be. When challenging your property tax assessment, getting a professional appraisal from Sanford Appraisals LLC is your number one weapon.

Recently got a freeze your HELOC?

If your property is in or near a declining area, your lender just might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow angle. An expert appraisal from Sanford Appraisals LLC can help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you want a seasoned professional to double-check your appraisal for precision? Sanford Appraisals LLC offers field reviews where we go out and check the subject and comparables in question. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Sanford Appraisals LLC can help you with that. Even though this is usually requested by banks, you may need to exploit this service if you suspect mortgage fraud related to your house.